Buying property in Dubai
Foreigners can own freehold property in designated areas of Dubai, and property at the right value can support a Golden Visa.
Freehold areas
Foreign nationals can buy freehold in designated areas, which include many of the main residential districts.
The process
- Agree terms and sign a memorandum of understanding with the seller, usually with a deposit.
- Obtain the developer's no-objection certificate for resale properties.
- Transfer at a Dubai Land Department trustee office, paying the purchase price and fees.
- Receive the title deed.
Fees
The Dubai Land Department transfer fee is 4% of the purchase price, plus registration and trustee fees, and agent commission if used.
Off-plan
Payments are made into escrow accounts regulated under Dubai law, with registration on the interim register until completion.
Owning through a company
Property can be held personally or through eligible companies, including RAK ICC and some free zone companies, subject to Dubai Land Department rules.
Common questions
Can I get a mortgage as a non-resident?
Some UAE banks lend to non-residents, generally with larger deposits than for residents.
Official sources
We check our guidance against these official sources. Always confirm current fees and rules before acting.